To each their own is a good rule to
live by. We all have things that we prefer over others and we cannot really
expect other people to follow us.
When it comes to finances though, I
like to tell people about the options that are available to them. The current
economic crisis that most people are feeling now is enough of a reason to want
to help others realize that they can take a different course of action in
regards to money.
I strongly believe that credit cards
should be used only minimally. That flat piece of power can be used to bail you
out in many different situations.
It does have its benefits but it
also has its drawbacks. I have learned this the hard way as all my cards have
been maxed out at the same time before. That is why I am a big advocate of
using credit cards as little as possible.
So aside from credit cards, what
other option might I suggest? A fast cash payday loan.
This loan can give you the cash you
need when you most need it. It may not be as convenient to use as a credit
card, which I easy to pull out of your wallet and swipe, but payday loans give
you cash on hand. You might be wondering why having cash in hand would be
better versus having a credit card with a higher limit. Well, having unlimited
purchasing power can ruin you, if you are not careful.
Having your credit cards on you can
make you think that you are secure. It is easy to make hasty purchases and
worry about paying for them later. Before you know it, you are drowning it
debt. When you apply for a payday fast cash loan, you can control your spending
budget and expenses more wisely.
Take a look at these two scenarios:
You go away on a short trip to get
away from the city. In the first scenario, you decide to use your credit care
to pay for your hotel, gas and food. You may use it for everything including
sightseeing and souvenirs.
You don't immediately feel the
weight of your purchases. When the credit card bill comes, you are actually
surprised at how much you spent and you may be tempted to just pay the minimum
payment and then forget about how your balance is going up.
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