No matter how careful you handle
your finances, there comes a time when you are in need of urgent financial
help. A payday loan can relieve you of your financial crisis and help you move
forward when you seem to run out of lending options.
A payday loan or cash advance is an
unsecured, short-term cash loan to help you until your next paycheck. The
payday advance can be used at your own discretion to pay off bills, or cover
small unexpected expenses while avoiding costly bounced-check fees and late
payment penalties.
Contrary to qualifying for
traditional credit, there are no credit checks performed when applying for a
payday advance, which makes it quite easier to get cash even with bad credit.
However, to qualify for a paycheck
cash advance loan, you will have to;
*Be currently employed or receive
regular income.
*Make at least $1000/month.
*Be 18 years of age or older and a U.S. citizen.
*Have a checking or savings account with direct deposit.
*Make at least $1000/month.
*Be 18 years of age or older and a U.S. citizen.
*Have a checking or savings account with direct deposit.
Your first loan will be based on the
information you provide in your application and you may borrow up to $1500.
The fees charged are often very
competitive and in compliance with all applicable state and federal laws.
Depending on the lender, fees can range from $25 to $30 per $100 borrowed. For
example, if you borrow $300 then the fee will be between $75 and $90.
There are however, no charges to
apply or qualify for a payday advance.
To apply for a payday loan, you will
fill an online application form and provide personal information such as your
name, address, employment information, banking details, and picture
identification in order to complete your payday loan request.
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